Honestly, it's just about impossible to come up with a one-size-fits-all-genres template. I know, I've tried. Every genre is different, and you need to be aware of the general expectations for stories in that genre (even if you plan to ignore them, at least know what they are.)
Every writer's process varies, too. Some, like me, usually start with a vivid character. Others have a strong plot idea. Then there are begin-with-setting writers who fall in love with a location; the go-with-way-cool technology writers, and even writers who come up with a brilliant ending and work backward from there. Nor should I leave out the writers who simply feel something nameless in the back of their head, open a blank document page and start writing.
So that's the upfront disclaimer -- this is surely not going to work for everyone. Try it out as is or rework it to suit your particular writing and/or story needs (not everyone will have three suplots, for example, you may need more or less.) Also, this is just for the writer's personal use; I don't recommend sending this to an editor or using it for anything but writing the story or maybe as notes for the writer to consult during a verbal/phone pitch.
Since most of you are familiar with my novel crash test dummies, John and Marcia, I'm going to use their story as an example to fill in this template.
Ten Point Novel Concept Outline
Who: Marcia (half-angel librarian); John (half-demon cop); Demon thief (unnamed)
What: must work together to defeat demon diamond thief, avert Armageddon
When/Where: Modern time, Metro San Francisco
Why: Thief intends to use mystic diamond to open the gates of Hell, bring the inhabitants to the mortal world and destroy mankind.
Primary plot line: John and Marcia team up to protect diamond, defeat demon thief.
Subplot #1: John and Marcia were created to battle each other but fall in love.
Subplot #2: Demon thief falls in love with Marcia, wants to kill John
Subplot #3: John's demon father and Marcia's angel mother try to separate them.
Major Twist: The thief is the demon side of John's personality (they're the same person.) Neither are aware they share the same body.
Resolution: John and Marcia each must choose to sacrifice their inhuman powers to save the world.
Once you have these ten points outlined, you have a very general overview of your story. I think these are the basic decisions you have to make before you write (as long as that doesn't throw a monkey wrench at your muse's head.)
Outline Your Novel in Thirty Minutes by Alicia Rasley
Outlining: Clarifying & Accelerating Understanding & Organization by Dr. Robert S. Houghton.
PBW's Novel Outlining 101